Effective April 1, 2018
By using the Website and disclosing your personal information to us, you consent to the collection of certain personal and non-personal information and you agree that your personal and non-personal information can be collected, stored, transmitted and used as provided by this Policy. If you do not agree to the collection, storage, transmission or use of your personal information as explained in this Policy, then you must immediately stop using the Website and you should not disclose any personal information to us.
Changes to this Policy may be made at any time and will be posted on the Website. Cultured Quotes will use commercially reasonable efforts to notify you by email of material changes to the Policy. Cultured Quotes’ failure to notify you of any changes to the Policy will not affect any rights, liabilities or obligations of Cultured Quotes. You should periodically review the Policy on the Website to determine whether there are changes to the Policy that you deem to be material. You must immediately stop using the Website if you do not agree to the collection, storage, transmission or use of your personal information as described in any future amendments or modifications to this Policy. You consent to any future amendments or modifications by continuing to use the Website and provide personal information to us after those amendments or modifications are posted.
Cultured Quotes collects personal and non-personal information that you provide while interacting with the Website. The personal information that Cultured Quotes may collect includes your name, mailing address, phone number, email address, credit card number and other financial or payment information, order details and order history.
If you choose to interact with us using social media (including Facebook, Twitter and Instagram), then we may collect personal information about you that is publicly available (for example, your publicly available posts, photos, likes, favorites, friends or followers) or available to us as a result of your interaction with us (for example, your direct or private messages to us).
The non-personal information that Cultured Quotes may collect includes your computer or device type, operating system, browser, the URL of websites previously visited by you (or by others using your computer or device), your internet service provider, statistics about your network or mobile connection and your internet protocol address (which may reveal your location). Your non-personal information is generally not directly associated with your name or other personal information and is collected by automatic means (such as by cookies, tokens, web beacons and other similar technologies).
Cultured Quotes uses your personal information primarily for its own internal purposes, such as providing, maintaining, evaluating and improving the Website and the products and services we offer and sell. We also use your personal information to process and ship your orders, collect and process credit card payments or other fees and to provide customer support regarding your order.
Additionally, Cultured Quotes may use your personal information to contact you regarding the Website and our products and services, and we may share your name, contact information and order history with our affiliates for marketing purposes. For example, we may send you emails about the Website, our products and services and other updates and special offers, and we may target or personalize those communications based on your personal and non-personal information. If you do not want to receive promotional, marketing or other emails from Cultured Quotes or our affiliates, you may opt-out by following any opt-out or unsubscribe instructions included in those emails or by emailing us at [email protected]
Cultured Quotes uses non-personal information collected to track the use of the Website and to assist Cultured Quotes in providing, maintaining, evaluating and improving the Website and the products and services Cultured Quotes offers and sells. Your non-personal information is aggregated with the non-personal information collected from other users of the Website to help up monitor, analyze and optimize the Website and our products and services. We may engage a third party vendor to collect, transmit and store your non-personal information and to use non-personal information to manage, monitor and optimize the Website and to measure the effectiveness of our advertising, communications and users’ interaction with the Website.
We may use your personal and non-personal information to investigate, detect, prevent and/or mitigate actual or potential fraud, prohibited or illegal activity and/or violations of the Terms of Service or other applicable policies and agreements.
Cultured Quotes will not sell your personal information. We will not share or disclose your personal or non-personal information with any third party except in the following circumstances:
Cultured Quotes will collect, store, transmit and protect your personal information using encryption and/or security protocols that are standard in the industry and that we believe reasonably protect your information. While we strive to use commercially acceptable means to keep your personal information secure, many factors affecting the security of your personal information are outside our control and we cannot guarantee absolute security. Cultured Quotes is not liable or responsible for any disclosure of your personal information due to errors in transmission or factors beyond our reasonable control.
We rely on third party vendors to collect, store, transmit and protect your personal information. We select third party vendors that use encryption and security protocols that we believe adequately protect your personal information, but we do not have actual control over our third party vendors and therefore we cannot be liable for the actions, conduct, errors or omissions of those third parties. Our third party vendors may have terms, conditions and privacy policies that differ from this Policy, and we have no control over or responsibility for how our third party vendors collect, store, transmit or use your personal information.
Because we use third party vendors to collect, transmit and store your personal information, your personal information and non-personal information may be collected from, transmitted to or from and stored in multiple locations worldwide. We may store, transmit and use (as provided in this Policy) your personal and non-personal information indefinitely or in perpetuity.
Transmitting and storing personal information via the internet puts that information at risk of inadvertent disclosure to or unauthorized access by third parties, such as hackers and other cybercriminals who exploit security flaws or place viruses, worms or Trojans on computers or other devices used to transmit or store your personal information. We will take commercially reasonable measures to reduce the risk that your personal information is disclosed to or accessed by third parties inadvertently or without authorization, but we cannot entirely eliminate that risk. By providing us with your personal information, you accept the risk that your personal information may be disclosed to or accessed by third parties inadvertently or without authorization. Cultured Quotes is not responsible for the actions, conduct, errors or omissions of third parties who may access or attempt to access your personal information without our consent and authorization or for the outcomes or consequences that result from such unauthorized access.
Children under the age of 13 are expressly prohibited from using the Website. We do not intentionally or knowingly collect or solicit personally identifiable information from children under 13. If you are a child under 13, please do not attempt to use the Website or send any personal information about yourself to Cultured Quotes. If Cultured Quotes learns that it has inadvertently collected personal information from a child under 13, that personal information will be promptly deleted. If you believe that a child under 13 has provided personal information to Cultured Quotes, please contact us at [email protected]
Nothing in this Policy is intended to conflict with any rights, duties or obligations established by laws or regulations that apply to you or your personal or non-personal information, including laws and regulations regarding the protection of data, privacy and notice of data breaches. If any provision of this Policy conflicts with or is unenforceable pursuant to any law or regulation applicable to you and/or to your personal or non-personal information, then the applicable law or regulation will prevail and we will comply with such law or regulation.
State and/or federal law may require us to notify you (in certain circumstances defined by law or regulation) if your personal information has been compromised, and we will comply with our legal obligations in applicable jurisdictions. The laws and regulations that apply to Cultured Quotes and to you and your personal and/or non-personal information may be different from those in the jurisdiction where you reside.